The complete Hugo markdown page has been written to:

D:\Workspace\townsvilledental.clinic\site\content\family-dentistry-cost-albury-wodonga.md

The page covers all required sections:

• Front matter with exact fields including five FAQs addressing the cross-border NSW/VIC context, GMHBA, Albury Wodonga Health, Murrumbidgee LHD, DHSV, CDBS, DVA, suburb coverage, and price comparisons to Melbourne/Sydney.
• H2: Family Dentistry Cost in Albury-Wodonga: 2026 Guide — opening paragraph with $150-$280 in bold, cross-border twin-city context, named suburbs, capital city comparison, GMHBA mention.
• H2: Family Dentistry Cost Breakdown — 11-row ADA item table (items 011, 012, 114, 111, 121, 022, 037, 511, 521, 161, 251) with Albury-Wodonga fee ranges.
• H2: Albury-Wodonga vs Other Cities — 6-row comparison table covering Albury-Wodonga, Melbourne, Sydney, Canberra, Brisbane, Townsville.
• H2: Health Insurance in Albury-Wodonga — two paragraphs leading with GMHBA, then Bupa/HCF, then Medibank/nib with cross-border insurance guidance, plus a 5-fund rebate table.
• H2: Public and Low-Cost Options — two paragraphs covering Albury Wodonga Health, Murrumbidgee LHD, DHSV, CDBS, and DVA.
• H2: Payment Options in Albury-Wodonga — 5 bullet points covering Afterpay, Zip, DentiCare/Humm, in-house plans, CDBS/DVA bulk-billing.
• H2: Why Costs Vary in Albury-Wodonga — two paragraphs on cross-border operating costs, suburb location variation, and specialist vs general dentist pricing.
• H2: Related Albury-Wodonga Dental Guides — all 8 required links.

No emojis or Unicode symbols used. Author and reviewer fields match the required values exactly.